PINCARD, the online account for all of Europe. Including Euro IBAN and Mastercard debit card.

Your PINCARD Payment Account for all of Europe

Work abroad and safely receive money (such as your salary, your scholarship, money from family and friends, etc.). Pay and withdraw cash anywhere.
You can also transfer money to bank accounts in other countries. With the PINCARD Payment Account, you can pay just as easily and securely throughout Europe as you would in your own country.

Transfers from your PINCARD Payment Account happen in real-time. With a real-time transfer, the money from your PINCARD Payment Account is transferred to the bank account you specified in just a few seconds. This is in contrast to traditional bank transfers, which can take some time before the recipient's account is credited (usually one to two business days).
The advantage of real-time transfers is that the money is immediately available to the recipient.
Please note: With the PINCARD Payment Account, you can exclusively receive and initiate SEPA transfers within the SEPA zone (the EU countries + Great Britain, Iceland, Liechtenstein, Monaco, Norway, and Switzerland)

Your money matters are always under control

Use your smartphone to check your balance and review your payment transactions. You can manage transfers and payment requests in the Pincard App.
Your virtual Mastercard debit card can be used with Google Pay or Apple Pay for contactless payments in stores, supermarkets, gas stations, restaurants, medical practices, and of course, online. With your plastic Mastercard Debit card, you can withdraw cash at ATMs and make payments at places where contactless payments are not available.

Your Mastercard Debit Card is accepted worldwide and linked to your PINCARD Payment Account. Payments and cash withdrawals are directly deducted from the available balance in your PINCARD Payment Account. You don't need to worry about spending more money than you have in your account because overdraft is not possible.

Your PINCARD Mobile App

The PINCARD Mobile App is free to download from the App Store and the Google Play Store. Use the PINCARD Mobile App to:

 

  • Check your balance
  • View transactions
  • Send payment requests
  • Transfer money
  • Request your PIN code
  • Contact PINCARD Customer Service

Personal customer service

We fully understand that situations may arise where it is desirable to be able to speak to PINCARD customer service. After all, it's about your money!
Feel free to call us for help, support, or any questions you may have.
Personal service, professionalism, and customer satisfaction are our top priorities.

PINCARD customer service is available by phone from Monday to Friday during office hours to answer your questions and resolve any issues.